What was that sound? Astral Projection

For many years I had a strong interest and spent a significant amount of time exploring practices to achieve astral projection. I read many books on the subject, tried exercises over a few years and had some interesting experiences as a result but definitely not as amazing as others. It took a lot of effort and as a result of some roadblocks I put the whole thing on hold for many years. Recently my interest has started to return and I have started exploring again these other worldly experiences.

This morning when I woke up I found myself laying in my bed in this state that I recognize must be as others have described, mind awake body asleep. I knew my body was sleeping in bed and I could tell it was there and I know how to wake it up when I want to. I could hear from the hallway a repeating popping sound. It was super loud and I was aware that it was not coming from the waking world.

The best thing that I could compare the sound to is a kids ball popping toy that pops as it is rolled. Only the sound did not include balls bouncing around just the clicking. I thought it was so loud that if it was from the waking world I would expect a noise complaint as a building council member.

The sound didn’t appear to be moving, it wasn’t someone walking down the hallway. It seemed to be about fifteen feet away. I could feel the sound resonance of it in the space.

I have had this scenario happen before but not in the condo I live now. In the past I have heard things like footsteps on the roof above my room but the only thing I have ever seen with my eyes are an astral version of my dog and bed and room. I haven’t ever seen any person or creature that doesn’t belong. It’s usually very peaceful and quiet.

During this experience I was struck with an unbelievable sense of amazement that there is another world right here and that we can touch it if we really want to.

For anyone that hasn’t experienced this before, I have to say these are not dreams. The sensory input while in this state is far more clear and vibrant than waking life. Dreams are foggy and transient or constantly changing. Waking life has ha heavier, physically more limited feeling. There is a familiar sense of recognition and comfort in this space. There is no physical discomfort from the body, vision is exceptionally clear as with sounds.

The experience this morning only lasted about ten seconds and I felt myself fade out back to my physical body and the natural pain from a twisted neck from sleeping badly. I tried to hold on as long as I can. Some literature describes getting up and walking around to explore. When I try this it just breaks the connection and I wake up. The only way, so far, that I have been able to walk around is to find myself already out of body.

I wonder what the sound was. Maybe tomorrow I can go find out.

 

A Riddle on Money

Here is a fun riddle for the next social gathering you find yourself at. Before I get into it I will say that it is a fair riddle in that it is not a trick question. Anyone who knows how the dollar / monetary system works will be able to figure it out just by thinking about it. The answer is common sense but also sounds nonsensical at the same time.

The question is: How many dollars are there in total for the whole country. This works for both Canada and the USA. This includes all of the money that everyone in and outside of the country own for, Citizens, government, foreigners, including Cash, coins, bank deposits, etc. The answer is correct if within 100% of the actual number. So if the answer was hypothetically one trillion dollars a two trillion dollar answer is close enough to be correct.

The only rules are that you have to subtract all of the debts from the total. I.e. A dollar can’t be used even if you have it in your wallet or bank account if you also owe another dollar to someone. This is because you don’t really own that dollar, you are effectively just borrowing it.

The answer? The grand total of all dollars in the country? It is $0.00. There are no dollars when settled on a balance sheet.

I know this isn’t really fun riddle I promised at the start. The paradox is that we think of dollars as an asset even though they are a debt instrument. The reason for this is that all dollars are created as debt from banks with interest attached. But the interest currency is not created so there will always be more debt then currency.

I used to have a website that tracked the amount owed by each Canadian citizen for the interest on debts owed by the government. I haven’t updated it in years so I will pull down some new data and update that soon. I think it’s around $18K per person.

 

Mind over healthy mater.

Fairly frequently I will watch youtube videos about bitcoin on market and trend analysis. A recent video I watched made the observation that the cable news segments on Bitcoin prices always frame changes in price in terms of being caused by some recent event but that they are always wrong about the reason.  It’s often the case that the same news channel will contradict themselves on the same price movement.
The reason for news worthy price movements is usually always because of the trend or in other words because people believe that the future will play out a certain way. i.e the price makes big gains because people see that the price has been going up or down faster than any other market and they want in/out or there is a major trend reversal.
This is where I segway from other people thinking irrelevant causes are the result of actions to myself realizing the same thing about my self.
I have been sick and injured a lot in the past few years. I thought that as soon as I stopped working 9-5 that my health would improve and that the effects were probably work stress related. But after starting to live and work on my own schedule I got worse. I have not been able to do the same level of activity from one year ago.
I was watching another youtube video with Dr. Jordon Peterson talking to Joe Rogan about the carnivore diet and how it gave him remarkable health benefits.  As I was watching I was thinking about pieces or ideas that I could incorporate into my diet to fix some chronic recurring issues I’m having with joint problems and lack of energy.
I have been vegan for about 5 years and the idea of starting to eat meat is a tall order. But another idea about the matter of my diet and health came to mind.
I believe that what we think about becomes our experience and I live this every day. This idea is perfectly congruent with my current financial independence that I planned, imagined and fully embraced. But it just occurred to me watching this video that maybe I’m sick and injured not because I have a particular deficiency in vitamins, nutrients, proteins or routine but because I view diet and health as something that I have to fix or operate just in a certain way in order to function correctly. And because I subconsciously believe that health needs to be fixed it then manifests as a problem for me. Maybe if I view health the same way I view financial independence I will become healthy wealthy…
This makes me think of stories I have read about people who supposedly don’t eat. Breatharians or the budda boy. Most people ignore these accounts as fraud but it makes me think that in some ways we can achieve physical energy and function by mind.
Part of the video Dr. Peterson talked about the effect on depression and that strikes me as something that affects your mental state which should in theory affect your heath and dietary absorption theoretically. The complexity of factors both dietary and mental make navigating healthy living complicated and time consuming to sort out.
My plan. Follow the same formula I use financially for diet and physical activity. That is believe that I will be healthy naturally in the same way the body will naturally heal after injury, imagine the conditions of enjoying health and mobility and then allowing it to happen and enjoy it. The other thing I will have to be careful of is to weed out a lot of negative thoughts about being sick or current injuries because they have persisted for a few years.

Meditation

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Years ago I was reading an interview of a guy named David Wilcock. David is an author and has a cool website at https://divinecosmos.com. When he was younger he worked in a mental health institution providing care to people with various types of handicaps. I gather is was a stressful environment for everyone involved.

One takeaway from the interview was about how the behaviour of the people at the hospital changed simply by him holding an idea of love and forgiveness in his mind. David would think about and repeat the two part phrase ‘I love you, I forgive you’ internally in his mind. He Just put his attention on the idea of love and forgiveness and the level of anxiety and stress the patients exhibited in the hospital dropped.

I thought that would be really interesting if a mental activity or state that you hold inside your mind could have a noticeable affect on others around you. So I tried it.

On the first occasion I laid down on my bed and relaxed for a few minutes and begun with a low level of effort or intensity the phrase ‘I love you, I forgive you.’ with a pause over and over. On each iteration I put my focus on my solar plexus / abdomen to represent myself and I would visualize virtual hands to point. Almost immediately I felt what I would describe as a trance like state that was calming relaxing and left open a space for me to continue with the process.

After about thirty minutes within the trance state I started to feel really good almost euphoric. I continued this for about two hours over the next few days and I got to a point where I had to stop because the feeling of trance and euphoria were so strong that it was making me nauseous like I had been riding a rollercoaster for an extended period of time.

During the process something interesting came up while repeating the ‘I forgive you.’ portion. Memories from my past all the way back to my childhood of either things that I had done that were embarrassing or hurtful to others. Because I was in a trance state they played like in a dream and popped up in front of me from nothing. Most of these issues that came up I was able to reconcile them and appreciate why I did them and how they changed me in a way that I can let go of. But there were a few in particular that were not easy to actually forgive myself for so I just accepted that I can’t address it right away and then let all thoughts go for a while and came back to it later. I feel like I am ok with all of the issues that came up previously and I haven’t had any new ones show up for a while now.

One effect that I noticed as a result of this right away is that when I am sick with a cold or other illness this will reduce the recovery time by about four times easily. I now often do this through the day for five minutes in addition to longer times when I can lay down.

I have tried other forms of meditation with other very unique experiences in the past but this one has been the most consistent in terms of effects. I wanted to share this and see if anyone else has the same experience.

This is more of a how to based on my experience. Additionally I believe this has had a lot of interesting results magically manifest themselves in my life that I will continue to experiment with and write about later.

Depression

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I was speaking with a person close to me that has been diagnosed with manic depression. In the past they attempted suicide several times and would say that a lot of their life has been consumed with issues from their past that inhibited to varying degrees socializing, school, work and relationships. We have known each other for almost a decade and as a young person they have undergone a significant amount of change in that time. This recent conversation was insightful because it painted a picture for me of what they think day to day, how they view life and what they want out of it.

One question they brought up was why some people experience less suffering and it cripples them more? Shouldn’t they feel lucky that the extent of their trauma was less?

It’s common for people to judge others and themselves for being deserving or qualification based on how hard their life is. This can happen in a wide variety of situations, some people feel more deserving of a raise because they have been working longer, or an opinion is more deserving because they suffered more oppression in a particular area, or others having more than them, or a a sense of entitlement because of effort given to a bad relationship.

How much you suffer only matters to you. There are no points awarded for how hard your life is, only for the results you develop or the lessons you take away.

There are always two different directions you can take, one that is worse than where you are, i.e. negative thoughts of past experience/jealousy of others and the other is better, i.e. gratitude for what you have or leaned and optimism for what can come.

This person has a past experience that is causing trauma that they are unable to reflect on without being consumed with depression. Depression can be like being in a pit, the farther you go down there the harder to get out of it becomes.

I look to see aspects in myself in others. So when others say they are struggling with certain issues of blocks in their life that they can’t get past because they are unable to forgive themselves or accept the past and let go in order to move on I offer my opinion in a way that also applies to me in the subjects I think I also have the same difficulties.

My portion of the conversation was in dealing with the day to day elements of despair is to let go of the thoughts that take you down a road of further negative thoughts and to look for a thought that brings them just one step better in feeling.

I also suggested that they establish a routine to regularly hold better feeling thoughts so that there is force to break the past condition. They said they are afraid to touch or change their feeling for fear that they will fall into an abyss of depression and not be able to get out. What they hope for is a life of being just ok.

It’s very interesting to have a conversation with someone that tells you my problem is X Y and Z but I can’t think about those issues or my life will fall into ruin. Obviously if a long standing substantial issue with a fundamental part of who we are problem was easily digestible it wouldn’t take long to work through. Additionally our personal preferences make it easy to negatively judge other peoples choices because they are not what we would do. There is to them a lot of value in spending the time to experience, and process difficult growth lessons.

They are doing what I wanted them to do. Their life is significantly better than it was three and four years ago. While I would consider their current state rather neutral on the spectrum the progress they made over the past three years up to now is huge. It’s easy for me to want others to make rapid progress but time is theirs to go on their journey and spend it on the things they choose and i’m happy for them.

 

Money, Hate it and Love it.

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I wanted to share some interesting observations about money. I think a lot of people make assumptions about it that don’t make much sense.

The title is a play on words from the saying love it or hate it but the strange thing about money in particular is that people do hate it and love it at the same time.

People want money but don’t want it at the same time. Everyone wants a lot of money but as soon as people get it they want to get rid of it. If you put a stack of cash under your mattress people would say that is totally irresponsible, someone could steal it or there could be a fire and destroy it. If you instead put that cash in the bank the tellar will tell you you need to invest it because it’s not doing anything for you just sitting there. I.e. you need to trade money for somthing else that isn’t money. Such as a share in a company, a bond as a promise to repay or a physical asset that might appreciate. Inflation destroys the value of money but no one says it like that.

Using money is like putting watter in a bucket with holes in the bottom that everyone thinks of as beeing super important. It’s commical and tragic as most of my friends are spending their entire lives working to make money just to live while not understanding what money is or how it works.

The thing most people don’t know is that dollars are created as dept by banks in the form of loans as they are needed. Most people think that dollars represent the labour they traded to earn them and are simultaniously frustarated at rising prices and living costs. The truth is that while most people work for money, some people / companies / banks just create it from nothing and charge interest. The really tricky part that most people don’t grasp is that because banks issue the currency with interest attached there is always more money owed than exists. It’s like a game of musical chairs. This is why economists are fearfull of deflation in the economy. As soon as the currency supply starts to contract people become fearful and stop spending on non essentials in order to pay down depts. Unfortunately there are more debts owed than there are dollars to pay them off so all available currency quickly dissapears and you end up with a depression.

This means that there is a hidden penalty for holding debts that compounds with greater levels most people don’t realize.

What to do about it? Save as much as possible. There is a sliding scale between your networth being negative and positive. The more negative or in debt you are the more of your life you have to spend paying other people. Conversely the higher you are on the net worth scale the more easily money can come to you. Be on the positive side of the debt equity threshold.

There are a lot of social conditioning beliefs that we have to spend our money and finance debts to the same level as our income. In my area the average house price is $830,000.00 and everyone strives to buy one and finance it with thrity years of mortgadge payments. That is $4000 per month. Half of the payments to a mordgage go to interest charges by the way.  If not house then a car, toys, or vacations etc.

Reducing your expenses has a greater effect on your financial future than increasing your income in some cases.

There are a group of people that save large portions of their income and share their experiences online. They are known as the Fire community and it stands for financial independence and early retirement. Some popular bloggers on the subject include https://www.mrmoneymustache.com (US) and https://www.millennial-revolution.com (Canada). Check them out and leave me your comments.

Like Minded Persons Wanted

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I am looking to find likeminded people that share the same interest and passion.

My focus this year is on personal growth. To me this means reading on new subjects, building things people want, and most importantly meeting new people and sharing life together.

Most of the people that I know are limited in what they can do because of the amount of free time they have. They don’t have the opportunity to spend extended amounts of time doing things that would make them happier or allow them to learn or transform beyond what a certain basic level allows. Most people have a certain number of hollidays or a limited amount of money to travel or go to conferences as an example. Even the people I know that are high net worth are also highly leveraged with liabilities that bring them into comperable levels of work commitment and the stresses that come along with that.

How much of your day is really yours?

I have long been aware of common sayings about money not brining happiness or once you get a bump in lifestyle you will just acclimate to it and then feel just the same as you did before. I don’t agree with this though. I think this only applies to us when we are not growing or moving forward as people. Growth isn’t about comfort though and is mostly doing less with targeted action and letting go of bad habbits.

Are big changes realistic?

What does it feel like to hold an extravigantly rediculus idea of your future that feels impossible to achieve but unreasonably commit 100% to it? Uncomfortable and isolating, but in a good way that makes you feel alive.

There is an interesting phenominon I believe that if you could offer random people a life that they want more than any other they will sabatoge it if it is too far outside their comfort zone.

The difficulty in intending to change your life drastically also comes with a greater reward than can be gained by the regular toils of daily labour. This is because that impossible idea in your head will eventually and quickly become real and part of regular living as long as you hold it with mental certanty and conviction.

I made some investment descissions over the last ten years that brought me to financial independence. While the decape prior was pay cheque to pay cheque, I spent most of the day working just to have an hour or two to myself in the evenings. Now I have all the time to do what I want and need. The nuts and bolts of the investments are built on a strategy that was the result of several algorythmic learning systems evolving over the years.

One interesting observation about stepping through financial goal boundaries is that the expectation of what it would be like has nothing to do with reality. I had a belief that once I reached a certain dollar amount of investments I could live off the interest and then I would feel free. However when that happened to me and I reached that dollar amount I didn’t feel free I said to myself when I have twice that number then I will feel free. Then if the stock market crashes I will be ok because I can also invest in these other assets. Somewhere around the time when my investments reached just about twice what I needed to live on I was fired from my job. I wanted to leave but really was stuck in a mindset of conservative fear. I’m still trying to break off pieces of my personality that are over conservative to the detrement of my well being.

What is it like to be financially independent? It’s amazing, It’s a new normal and at the same time it’s an environment perfectly suited to figuring out what is important to my life now so that I can go do that. However I don’t know many people that are also in this situation.

What am I doing…

1 Ongoing projects, some I will talk about later. One is a car company I am starting called http://opencarproject.org. This is a passion project and I love working on it.

2) Network of investors to share or discuss investment strategies that helped me become financially independent so that more can do the same. The investment strategy I use is available to anyone on the website http://algomega.com

3) Youtube vlog I plan on starting to capture life, learning and fun with the intention of connecting with like minded others for growth and friendship.

Topics i’m brewing on for the blog and vlog inlude: health, fitness, travel, cars, money, investing, humor, food, relationships and more to come.

What is Possible?

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I have been thinking recently about this idea that there is a threshold in our thinking between two extremes of possibility that bifurcates the course of our lives into two completely different directions. We all fall into different ranges but the end result is that everyone having thoughts more or less than fifty percent one way or the other will be grouped with everyone else of like mind. The fascinating thing is that it appears people in each group do not see what the other group see despite occupying the same world and even interacting with each other.

The distinction that separates us is based on this world view.

Side A: Life happens to us because it’s outside our control and

Side B: I’m learning how to navigate life because this is what I choose.

This was sparked by several recent conversations I had with people while they were telling me about problems they were having in their life. For each case I explored with them some actions they could take to get advice, explore and test options, re-evaluate the role of the cause of the issue in their life. I was just exploring some ideas not trying to lecture or preach but I noticed they would always reset the track at the beginning each time and restate the problem statement as they had begun it. I tried backing up the context to come to some common ground because I felt the point I was trying to explain was being overlooked but in those moments at least these strangers didn’t want to let go of the way there story was told.

Did their problems really matter? Absolutely they were real problems that would drive anyone crazy. Has anyone else had the same issue and resolved them? Yup but it seemed simply describing an option to them did not change their intention on what they planned to do.

If you are not looking for change or new possibilities you will not find them. This gives the people in each group the illusion that the world only exists the way they see it.

On the extreme end of side B people exhibit a force of will that is total with complete disregard for feedback from their experience of reality. Their goal is all consuming and they view it as the only thing deserving of their attention. When or if their goal doesn’t materialize they don’t even observe it. These people can appear crazy to everyone in the middle.

The opposite end of the spectrum side A are extreme pessimists. They don’t try stretch goals, settle with what they think they can have without ever contemplating change. They view people who take risks as foolish and others with excess as completely unrelated to their way of thinking.

Obviously this is a generalization and we as individuals fall into different levels of this spectrum for each area of our life. What I have noticed from past experience is that the crazy things that seem beyond impossible actually happen for real when you hold them in your mind as certain to such a degree that there is nothing else. And conversely it’s impossible to move from a mindset of lack being placed on us by others into prosperity. No matter how much effort you put into, the universe meets that force with an equal opposite pushback. Thats the interesting key to me, how do you take the things in your life you believe to be impossible that you want to have or explore and cross the threshold? It’s hard, when I start out on one or the other it trends toward the extreme in that direction. Crossing back requires a big commitment, the ability to let go to things that feel essential and a leap of faith. It’s almost as if the trends towards helplessness become a part of you so letting go of them really is like jumping off a cliff.

Rich, Safe and Comfortable

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This is a follow up on the idea that everyone wants to be rich but most people don’t prioritize it and don’t achieve it. I touched on this in yesterdays post titled Financial Independence that discusses a life transition I am starting.

The order of priority is important. Robert Keyosaki wrote in his book Rich Dad Poor Dad that we all want to be rich but not everyone achieves it. Most people put comfort and security ahead of being rich. Most people underestimate the potential upside of choosing rich heavy actions and overestimate the risks associated with those actions.

It costs money to be safe and comfortable. You end up trading opportunity in time, options, learning and raw capital that could be used on investments that return a higher rate. My suggestion is to sacrifice comfort and security in the beginning of your investment timeline. This will hopefully allow you to make higher returns with most of your resources then buy back your comfort later and be way ahead of those other guys who paid for comfort from the get go.
A lot of people worry about what would happen if the don’t have the safety of a regular job or guaranteed and stable returns from low risk investments. Most people don’t want to deviate from the investment strategy their friends, colleges and family use typically stocks and bonds invested through a fund at a local bank.
If you were to go against the advice of your peers and fail you may not only lose your investment but potentially feel foolish. But that’s actually in reality not such a bad thing. The idea of going to maximum growth up front means that if your strategy fails you can try again and again a few times learning as you go and you still have the opportunity when you are older to invest with time to save for retirement when you need it.
Iterations on ideas, strategies and investment types.
The more times you do something the better you get at it. There is a saying, when a man with money meets a man with experience, the man with experience ends up with the money and the man with the money ends up with the experience. Cheeky but the point is that while you may fail at your investment plan at first as long as you keep trying you will improve and overtake the vast majority of people who passively invest in the market.
Because of compounding most investments really pay off at the end so it doesn’t really make sense in my opinion to sit on investments without high potential when you are starting out or have a base net worth of zero.
Having a risky asset class or a risky allocation of only a few asset classes carries lower inherent risk when carrying a lower net worth. So the benefit of diversification or the type of investment you choose plays a smaller role than most people assume. For example if you are investing your first one thousand dollars and decide to buy Bitcoin rather than a stock index fund and plan on saving two million dollars for retirement, exactly what is the difference in the long run between those two options? The stock market could double or triple in thirty years, Bitcoin could go up five or ten times. Nobody knows but as you continue to invest you will have the opportunity to keep adding to each of these different asset classes and give yourself the most amount of time exposed to the highest gains you can anticipate.
Risk weighted against opportunity.
A lot of people look at risk factors in isolation but what should matter more is the ratio of risk relative to estimated gain.
Investing to be rich rather than safe can look like investing in an asset you think will return the highest after ten years rather than a good investment that will return a fixed consistent amount each year. The ten year play may sit at a loss for nine years and only pay off when its ready. This is where the price of comfort and safety is paid by you. If you need the money unexpectedly or want the reassurance of steady growth you will have to make do without or make other arrangements. But when the long term plays pay off you can usually buy 10x the safe consistent investments you would have otherwise because your investment capital would be smaller and spread out.
The method.
If there are fundamentals in an asset class or patterns that repeat the buying into undervalued assets and selling or reallocating overvalued assets is a good option.
When starting out in a wealth accumulation phase rather than a safe wealth preservation phase, I would invest in asset classes I think will have the highest risk weighted return. Currently in my opinion some precious metals like silver and cryptocurrencies fit into this bucket. I will explain in another post the some factors that could affect these asset classes both negatively and positively.
My personal strategy:
Buy assets with strong estimated future fundamentals. I.e. things people need that are rare or becoming more rare. Buy when the price is historically low and going up, Sell when the price is high relative to historical trends and starting to go down. Use the money to buy other assets that are undervalued. Use a ten to twenty year price history if available. Trade small amounts over time relative to the rate the price rises and falls in the past and based on your target allocation.
Examples: 
Some Random Asset Categories:
Realestate: REITS, Investment properties. In Canada the housing market is at a 100% fifteen year bull run.
stocks: Index Funds. Markets in the US and Canada are also in a ten year all time high.
bonds: National both foreign and domestic. Interest rates are low so these pay out low interest.
Structured Notes: Banks offer options for gains with some investment protection.
Private Quity: Business opportunities sold as Investment Bonds,  TFSA and RRSP eligible.
Precious Metals: PMs used in industry are at a ten year price low and could potentially become rare in the future.
Crypto: Bitcoin, and alternatives. Seeing increased user adoption and upward trending.
Allocations:
Rich- 
90% High
0% med
10% safe
Safe-
30% high
30% med
40% safe
These allocations illustrate a possible interpretation of investing for gain vs. safety.

Financial Independence

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Its been a while since I last posted and a lot has changed for me in the past couple of years. Going forward I am thinking about starting a YouTube channel for interactive dialog, both solo and with others, as it relates to some projects I am working on and in order to share progress and to create more fun experiences.

A big goal for most of my life has been to become financially independent so that I can spend all of my time growing personally, leaning what I really want and the skills I need to more effectively get there.
We are very fortunate to live in this time with so many other like minded people and also unlike contrasting ideas. We all make our own choices based on our desires and our understanding of what we want to achieve.
I have been thinking about this idea of effectiveness. Everyone has their own idea of what a fulfilled life looks like but not everyone can get there. While being happy or not is a matter of perspective in that a homeless person can live a life of ecstacey,
Eckhart Tolle comes to mind, and others with riches can feel perpetually empty, the take away is that we have lots of examples of others achieving different results from varied mindsets and actions.
One fascinating idea to me is that some people can make an obscene amount of money with very limited but targeted action. Being a software developer i’m familiar with a few other entrepreneurs starting successful online business that make a lot of money but primarily I think of Internet marketers who made staggering amounts of money buying ads to affiliate products. The market is always changing and these people rarely do it for long periods of time but the amount of money would set them for life.
Contrast that with someone who works a nine to five job from the time they finish school to retirement earning just enough to live, raise a family pay for all of the things most people buy like a nice house or condo, a car, a TV they spend every day watching, two weeks vacation per year, etc. In the social circle that I grew up in that is what almost everyone does and tells you to do. Go to school get a good job with benefits and work until you retire. Not bad but I can’t get excited about that. So what would it take for those few people who don’t go to work a nine to five every day and instead do something that makes them millions of dollars? Well they have to believe that they can find a way to make the money so they must spend their time learning about others that have different key pieces of information that they use in a plan and commit to it.
Someone always makes the comment, oh they were just lucky, implying the outcome they received just fell on their lap. This is the most tragic loss in my opinion. It reminds me of an anecdote I heard about an elementary school class experiment. They separated the students into two groups ordered my grade. Half of the top performing students on one side and the underperforming on the other. Each group was asked why they thought the successful students were able to perform so well. The students with the low score predominantly said they students with high grades were just born that way. The students with high scores predominantly said they received high grades because they work really hard. Thats the key, we all spend similar amounts of time awake living learning, trying, failing, changing, improving. By dismissing important pieces of information that especially pertain to skills or network opportunities is only to your detriment.
Everyone wants the same things, they just put them in a different order or importance. Do you want to be rich? Live in an ocean front mansion, traveling the world? Probably yeah. Do you want to feel safe and comfortable? Rely on a consist set of resources and routine? Have food and shelter? Probably yeah if I can put words in your mouth. But the ones that put being rich above security and comfort tend to get all of them to a much higher degree.
The Pareto principal applies so only certain actions result in your target goal. You can, and many do, spend their entire life working on things that fill a nine to five and never push them forward from their current more. Congruent beliefs with success are also required, If you don’t believe you can achieve your ultimate life changing goal why would you look for the opportunity and dive into the fear of actually committing to achieve it.
As for how this relates to me personally, I have made some investment gains over the past few years. It’s still early in my plan but so far I have paid off my living accommodations and in several scenarios have achieved financial independence. I have some investment diversification to do this year to reduce my exposure in some areas but if I was to lose my job tomorrow I would not likely have to find another one ever. My plan is to work for another year, make some planned investments then start a few ventures that I will document here in later posts.
Going forward I am approaching a life transition. Up until now I have been focused on my job but that has meant that my time is committed and my opportunity to pursure projects and experiences has been limited. So now instead of focusing on my particular job skills I will be expanding my social circle, committing time to new businesses outside the scope of my past work and leaning to have more fun.
I will be documenting these new business projects and the pieces that you can use as well as the investment opinions i hold and how I used them to achieve financial independence all coming soon.